🔥 Bihar Student Credit Card Yojana 2025: Get ₹4 Lakh Loan at Just 1% Interest! (Apply Now)
Bihar Student Credit Card Yojana 2025: The Bihar Student Credit Card Yojana is a great initiative by the Bihar Government to encourage students from economically weaker backgrounds. It provides up to ₹4 lakh rupees as an education loan, enabling access to higher education after Class 12. Since many students drop out due to financial constraints, this scheme covers tuition fees, laptops, and living expenses for 40+ courses like MBBS, B.Tech, MBA, and MCA. so if you’re deciding to look forward after your 12th then this scheme for you.
Key Benefits of Bihar Student Credit Card Yojana
- Zero financial barriers:Â Covers course fees, study materials, and tech essentials.
- Inclusive support:Â Extra benefits for women, divyangjans, and transgender students.
- Future-ready:Â Over 40 professional courses covered to boost employability.
Interest Rates Made Affordable
The scheme offers India’s most student-friendly interest rates:
| Category | Interest Rate (Per Annum) |
|---|---|
| General Students | 4% |
| Women/Divyang/Transgender | 1% |
Repayment starts 1 year after course completion, with a 5–7 year tenure.
Who is Eligible?
To apply, ensure you meet these eligibility criteria:
- Permanent resident of Bihar.
- 12th pass with admission in a recognized institution.
- Family annual income under ₹6 lakh.
- Age below 25 years.
Documents Checklist
Keep these documents ready:
- Aadhaar Card, PAN Card, Residence Proof.
- Income Certificate, Age Proof, Bank Passbook.
- Class 10/12 mark sheets, Admission Proof.
- Course structure, IT returns (last 2 years), and bank statements (6 months).
How to Apply Online
Follow these steps for a smooth online application:
- Visit the official website (Education Department, Bihar).
- Click “New Applicant Registration” and fill in details.
- Log in using the received credentials.
- Complete the Bihar Student Credit Card Yojana form.
- Select “BSCC,” submit, and note your acknowledgment number.
- Visit the District Registration and Counselling Center (DRCC) with documents on the scheduled date.
- Collect your Student Credit Card and sanction letter.
Ready to Apply?
Visit Bihar’s official website today and take the first step toward your future!
Disclaimer from VolunteerBhadra:
This article is for informational purposes only. For the latest updates on the Bihar Student Credit Card Yojana, always refer to the official Bihar Education Department website. VolunteerBhadra is not affiliated with the government
I am Om, a passionate digital marketer certified by HubSpot with over 2 years of experience in content writing and SEO. With a strong background in digital marketing and a knack for creating engaging and informative content, I founded VolunteerBhadra.com to bridge the information gap and help individuals make informed decisions.
